THE LIFE INSURANCE
POLICY CRISIS

Released January 17th, 2017
AMERICAN BAR ASSOCIATION PUBLICATIONS

The Toli Center East

“I’ve written multiple stories over the past five years for the Wall Street Journal about the impact
of low interest rates on universal life policies. The problem is exacerbated because so many people
underfunded their policies. Of the many consumers I’ve interviewed, most don’t understand how
the policies actually work. Many consumers have long since lost contact with their sales agents.
Many others have written in response to the stories, as the problem is so recurring”

–Leslie Scism Senior News Editor,
Money & Investment Section.. The Wall Street Journal
Endorsement from "Life Insurance Policy Crisis"