03 Jun 2022

In May 2022, I was privileged to present at the NYC Lawyers Association, (NYCLA) regarding the 4 distinct tax advantaged ‘Living Benefits’ that a Traditional or Private Placement Life Insurance policy (PPLI) can provide for the owner of the policy, as well as for the beneficiaries.  

I was joined by Martin Shenkman Esq., CPA., and Steve Horowitz Esq., who spoke regarding the proper utilization, design, and trust coordination of PPLI for the ultra-high-net-worth client.

Click HERE for a replay of the webinar.

Click HERE to download the handouts that were provided to attendees.

08 Apr 2022

Here’s a short video I think you might find of interest. This is footage from an episode of the long-running TV business show, Wall Street Week. I was invited by host Anthony Scaramucci to have a conversation about life insurance with John Schlifske, Chairman & CEO of Northwestern Mutual Life Insurance Co.

Join us and see how the TOLI Center East can help you as well as a client more successfully navigate the life insurance landscape.

20 May 2021

Upcoming Webinar For New York County Lawyers Association – NYCLA 2 Cle Credits: June 2, 2021

Our expert speakers will provide an overview on how to execute an effective estate plan in New York, including recent updates specifically relevant to estate planning professionals. Seymour GoldbergMatthew E. Rappaport, Esq., LL.M.Henry Montag CFP.

This webinar is scheduled for Wednesday, June 2, 2021, from 12:30 pm – 2:30 pm EST. For more information, visit this link.

04 May 2021

I’m honored to be presenting to the N.Y.S Bar Association a summary of a book I co-authored for the American Bar Association regarding items an advisor, owner, or trustee of a Life Insurance policy should know and do to maintain and maximize their or a client’s Life Insurance portfolio on Thursday, May 13th at 12 – 2:00 pm (2CLE)

NYSBA-Webinar-Flyer-Essential-FINAL

21 Apr 2021

I’m honored to be in the company of Sy Goldberg and Matt Rappaport at our upcoming webinar on Thursday, April 22 at 12:00 pm. Please join us as we discuss breaking news regarding the IRA Trust and the Secure Act and How Life Insurance can all work together.

Register for the webinar at: https://us02web.zoom.us/webinar/register/5216147964035/WN_WEABEvGAQsy_j-lTSqViyQ

Webinar-Flyer-Essential-Est-April-22-2021

Seymour Goldberg, Matthew Rappaport, and Henry Montag combine forces to overview how to execute an effective estate plan in New York, including recent updates specifically relevant for attorneys and other tax professionals. Topics covered include an overview of the changes to the Retirement Distribution Rules under the Secure Act, Advantages of Trusts as an IRA Beneficiary, and Why Many IRA Beneficiary Forms are Defective. The panel will also cover recent estate planning updates, and best practices for life insurance utilization with IRA trusts, and other estate planning matters.

This webinar may be considered attorney advertising. This webinar is not presented for purposes of legal advice or for providing a legal opinion. Before any of the presenting attorneys can provide legal or tax advice to any person or entity, and before an attorney-client relationship is formed, that attorney must have a signed fee agreement with a client setting forth the firm’s scope of representation and the fees that will be charged. This webinar is not eligible for CLE or CPE credits.

You may contact the panelists at:
Seymour Goldberg: info.goldbergira@gmail.com
Henry Montag: henry@thetolicentereast.com
Matthew E. Rappaport: mer@frblaw.com

This Webinar is Hosted by:
Falcon Rappaport & Berkman PLLC
1185 Avenue of the Americas, Third Floor
New York, NY 10036
(212) 203 – 3255

265 Sunrise Highway, Suite 50
Rockville Centre, NY 11570
(516) 599 – 0888

info@frblaw.com

22 Dec 2020

Let’s say some of your clients did the right thing and purchased a long-term care contract years ago while premiums were much less expensive. They also did so before many typical medical issues started popping up in their mid 60s. Yes, having a long-term care insurance contract is a wonderful thing. It will provide your clients with the dollars necessary to pay for some or all of their expenses associated with their care.

Voices-Helping-clients-get-the-most-from-their-long-1

23 Nov 2020

You’ve worked hard and saved your entire life to be able to enjoy the lifestyle. However any type of an unreimbursed long-term care expense, be it for a mental or physical impairment can of course completely ruin your and your spouse’s retirement plans. After the well spouse and their family gets over the mental shock, and the adjustment to what must now become the new normal, the reality of the situation begins to kick in.

Wealth_Management_July_6_2015_H_PDF

28 Oct 2020

I was recently honored to have been featured on Annie Jennings’ AuthorExpertWire. Podcast (See Link Below). During the interview, we discussed what we do at The TOLI Center East. which includes educating our clients, be they individuals, business owners, managing trustees, or Attorneys & CPA’s, to help prevent their, or their client’s life insurance policies from expiring prematurely, making them aware of the new ‘Living Benefit’ features that most individuals are Not aware of, and lastly how to get the most value for their premium dollars currently being spent.

The 3 Living Benefits Of Life Insurance

Much of this information is based on an American Bar Association flagship book titled The Advisors’ and Trustees’ Guide to Managing Risk that I was privileged to co-author and which was endorsed by the WSJ. We invite you to call or email to discuss any questions the podcast may have raised

You can view information about this book below or by clicking here.

05 May 2020

Between the ongoing COVID-19 pandemic and the recently passed SECURE Act, there are many changes that may impact your or your client’s existing life insurance policy.

Slashed interest rates and the stock market plunge have further exacerbated an already deteriorating situation whereby the client’s non-guaranteed life insurance coverage is expiring prematurely as a result of client neglect & inaction caused by their not understanding their current life insurance portfolio.

I am honored to have been asked to conduct an upcoming webinar for the New York State Bar Association entitled ” The Impact of COVID-19 on Client’s Life Insurance & the SECURE Act. ” The webinar addresses the challenges and considerations an attorney or other advisor should consider as it relates to life insurance, COVID-19, and new legislative changes. The webinar will take place on May 12, from 12:00PM to 1:00PM, and participants can earn 1.0 CLE.

You can register by clicking the link below. If you have any questions about your life insurance portfolio or the webinar registration please call or email me at your convenience.

https://nysba.org/events/the-impact-of-covid-19-on-clients-life-insurance-the-secure-act-webinar/

PRESENTER BIOS

Henry Montag CFP, Managing Director of The TOLI Center East in practice since 1976 with offices in L.I N.Y, has authored articles and acted as a source for NYSBA Senior Lawyer, NYSSCPA Tax Stringer, Tax Facts, Bloomberg’s Estates Gift & Trust Journal, Trusts & Estate Magazine, Accounting Today, Long Island Business News, Financial Planning, & The Wall Street Journal. 
He has appeared as a guest on Wall Street Week, Fox Business News & News 12. He’s provided CPE & CLE continuing education credits to NYSBA, ABA, AICPA, NYSSCPA, & the estate Planning Council. He co-authored an American Bar Association Flagship publication, Jan 2017, titled; “The Advisors’ & Trustees’ Guide to Managing Risk” The Jan 2019 issue of Commerce Clearing House, referred to him as; “One of today’s best brains in life Insurance.

Jay P. Sheryll, Esq . is the founder of Sheryll Law, P.C., a boutique practice focused on helping clients protect themselves, their families, and their assets through comprehensive Estate Planning services, Trust & Estate services, and Trust & Estate administration. 
Sheryll Law, P.C. is unique in its caring approach to serving its clients and its modernization of the traditional law firm to ensure that its clients receive complete advice and guidance in a manner appropriate to the 21st century. 
Jay P. Sheryll is a published author, frequent public speaker, and has provided CLE credits for the Suffolk County Bar Association. He lives in East Quogue with his wife and two little girls. 

02 Aug 2019

Educators can share information with each other on the blog by leaving comments best and safest dating online websites no payment needed or writing guest entries about their own environmental education programs.

Loading recommendations for this item Spytector server can monitor, top best rated online dating sites no pay record and restrict the PC activity in total stealth, being undetectable even for advanced users.

Learn more about this program at the University top 10 biggest dating online sites no money needed of Alaska Anchorage.

Errejon list of cheapest online dating websites no money required wants to work constructively in the institutions and wants to win over people who do not yet support Podemos by not antagonising them with too much talk of struggle and resistance.

Portrays South top ten best dating online sites for men American culture very positively, finding the beauty in a distinct people while emphasizing the commonality of all.

Kaasen arrived in Port Safety no monthly fee biggest dating online sites for women in the early morning hours of February 2, but when the next team was not ready to leave, the driver decided to forge on to Nome himself.

Team Shikon from Japan and Lunar Asterisk from Indonesia presented a special cosplay performance during the cheapest online dating services without credit card event.

The album was a critical top ten newest dating online services completely free and commercial success, and helped revive Cash’s career following a fallow period.

In addition to the above, there is an important point to consider in offsite backup solution based on the cloud: the increasingly frequent use of hybrid platforms, that is, those with shared resources in local and remote sites, managed from no money required biggest online dating websites for women a single software platform.

Hannah Fustenberg says: most popular online dating service no credit card Hey Dori, I’m not sure these sites sell parts for a bag.

Is there anyone online who shares their options trading journal to learn hundred bucks a month come could top 10 biggest dating online sites no money needed kill it pretty well once you test the.

Larry’s office also had top five newest dating online services no register pictures of celebrities who purchased one on the walls.

Me:Damn top 5 highest rated online dating websites no membership my mom brought the Clutch to this city when she came home with food.

You may receive list of top rated dating online services for men a larger benefit with the credit, as the amount of the STAR credit will increase in the future, but the value of the exemption will not.

And like mon loup, it should only be used toward males—females top 5 highest rated online dating websites no membership are excluded from this one sorry, ladies.

Front parking sensors do not work after using a most reputable dating online service Lexia to check for a rear sensor fault.

MicroRNAs in the oriental fruit fly, Bactrocera dorsalis : extending Drosophilid miRNA conservation to the Tephritidae The oriental fruit fly, Bactrocera dorsalis, is an important plant totally free cheapest online dating website for women pest species in the family Tephritidae.

Please read our Copyright what dating online services are no sign up Information page for important copyright information.

Assessment of priority pesticides, degradation products, and pesticide adjuvants in groundwaters and top soils from agricultural non payment biggest online dating sites for women areas of the Ebro river basin.

Change the version of the Linux kernel headers used to build the toolchain. top 10 dating online websites no fees at all

Unfortunately, Gajayana most rated online dating services for relationships did not side with his new host.

Additionally, outlays were lower across many accounts due which dating online sites are no fees ever to delayed enactment of appropriations.

I know someone totally free cheapest online dating website for women who has regularly taken time-off instead of money and now has six vacation weeks a year.

It does not change anything that in the first example dessen Mutter truly free top rated dating online site for women

We sought information on non-alcoholic beverages tea, coffee and fruit juice using a most rated online dating service no subscription required self-administered food item semi—quantitative food frequency questionnaire FFQ.

Pay was minimal conditions were unsanitary the weather most good dating online site for relationships free down along the lower Mississippi in the Delta was hellish.

Martin Wells, the ex-employee, without credit card online dating website told the Bureau he had no idea what he was getting into when he was interviewed for the Bell Pottinger job in May.

Psychiatry has never fully emerged from its historical no pay cheapest online dating websites for men roots in the medieval European Christian belief that abnormalities were the result of sin and demonic possession, and cures were intended to drive the devils out through mortification of the flesh and monastic disciplines.

Hope TZ My cheapest online dating sites no sign up husband and I and our teenage niece stayed here for 4 nights at the end of a 3-week stay in Italy.

Modafinil most good online dating website no fees ever dose Salmeterol inhaler dosage Sign In Don’t have an account?

When I first saw this I thought it was cheesy—this is a Britax, after all. without credit card newest dating online sites

Our placement course is able to connect students with Ottawa-based research offices and organizations, such as political party offices, NGO head offices, not for profit agencies and with no credit card best dating online service head offices of labour unions and advocacy organizations.

Cortes returns to Spain Cortes had completely free top rated online dating site for men to return to Spain to prove his innocence to the King.

A handsome decorative plant of stately effect, with deeply-toothed, heart-shaped leaves, 2 feet long list of top rated online dating services completely free by 1 f.

Police forces in both the Solomon without credit card biggest online dating service for men Islands and Vanuatu continue to operate and maintain stocks of No.

If the water level is lower in Cape Cod Bay, then the Canal’s current will no hidden charges best dating online service for women move eastward.

Among several months’ design and development, finally the whole non payment cheapest online dating sites app got its updated on Aug28.

Pogotovu ne one koji se most used dating online services without registration nalaze u svetskom show-business-u.

His Super Slam is that he uses his “cute face” no membership top rated online dating services for women and stuns the opponents with that.

Finally, Branched Chain Amino Acids have been shown to have beneficial effects on skeletal muscle such as reducing exercise-induced muscle damage and soreness13, as best online dating services for relationships full free well as participating both directly and indirectly in numerous biochemical brain functions

The code for generating no payment required dating online service for men the data and plots are provided in the Appendix section.

There are three basic types of 2-crypt mausoleums: an above ground, free-standing burial vault with room for two crypts that hold each casket a building with two crypt openings on the outside Garden Mausoleum a walk-in building with the crypt openings on the inside and spaces for sentimental artifacts and most secure dating online websites no subscription memorial accessories such as statuary, sculptures, murals, vases, pictures, stained glass windows and more Chapel Mausoleum.

They now live in two separate populations: one in Salt Creek and another in no subscription needed online dating service for men Cottonball Marsh.

Other variations include “possession in great top cheapest dating online sites for serious relationships measure” and “the great possession”.

People can make changes to their Medicare coverage during Medicare Annual Enrollment, which runs Oct. top five biggest dating online services without payments

Your baby will probably be able to lift her head when she’s about a month old, and hold it up when placed in a sitting position at around 4 top 10 biggest online dating websites without pay months.

Syrus Yarbrough: Syrus free search highest rated dating online services for women owns a jewelry company, is a promoter for a spring break company, and hosts club appearances.

There’s only a few here best and safest dating online websites no payment needed to choose from but you’re going to love them all.

The study also developed a pilot level CC Vulnerability Index, which was subsequently mapped at district top 10 biggest dating online sites no money needed level.

  • no pay highest rated online dating sites for men
  • no monthly fee cheapest online dating site
  • top 5 online dating services no hidden fees
  • most successful online dating websites without payments
  • no register newest online dating websites for men
  • truly free dating online site for women
  • no payments best rated online dating service for men
  • list of newest online dating sites no sign up
  • truly free highest rated online dating website for men
  • with no credit card best dating online service
  • most active online dating service no charges at all
  • which online dating services are no credit card required
  • without pay best rated dating online service
  • list of online dating websites for relationships full free
  • top 10 cheapest online dating websites no monthly fee
  • most reputable dating online service
  • most reputable online dating site without registration
  • most good dating online site no monthly fee
  • no monthly fee dating online site for women
  • list of online dating sites no fees ever
  • best dating online websites no payments
  • top five biggest dating online sites to meet men
  • cheapest dating online websites no charge
  • most secure online dating service free
  • top 10 cheapest dating online websites no pay
  • no sign up best dating online service
  • most successful online dating websites no money required
  • list of top rated dating online websites completely free
  • most visited online dating sites for relationships without pay
  • most reliable online dating site no register
  • list of best dating online services no register
  • no fees at all biggest dating online website
  • most visited online dating site no subscription needed
  • top 10 biggest online dating websites without pay